Empowering Real Estate Investors with Free, Institutional-Grade Tools
We built Rental Property Calculator Free to eliminate financial paywalls and complex spreadsheets, giving every investor access to clear, accurate real estate underwriting.
Our Mission
Evaluating a prospective rental property shouldn't require paying high monthly subscription fees or dealing with error-prone, static Excel spreadsheets. Our goal is to provide a modern, lightning-fast web tool that models income, expenses, financing, IRS Schedule E depreciation, and long-term capital gains tax in seconds.
Whether you're analyzing your first single-family rental, a duplex, or a multi-family portfolio, our calculator provides the exact metrics institutional lenders and seasoned investors rely on.
Comprehensive Underwriting
Calculate Cash Flow, Cap Rate, Cash-on-Cash ROI, Gross Rent Multiplier (GRM), and Debt Coverage Ratio (DSCR) instantly with dynamic sliders.
Tax & Depreciation Engine
Built-in IRS 27.5-year residential depreciation schedule, Schedule E tax shelter analysis, depreciation recapture, and capital gains tax calculations.
Multi-Year Projections
Model rent growth, property appreciation, debt paydown, equity build-up, and Internal Rate of Return (IRR) over a 10-year holding period.
100% Client-Side Privacy
All financial calculations run locally in your web browser. No account registration, password creation, or email collection required.
Our Guiding Principles
Accuracy & Rigor
Our mathematical models align with standard real estate finance principles and IRS publication guidelines for property depreciation and taxes.
Zero Friction
No mandatory logins, no credit card prompts, and no premium upsell gates. Get instant answers whenever you analyze a deal.
Continuous Improvement
We regularly update our calculator features, tax rates, and educational guides based on real user feedback from investors and brokers.
Ready to analyze a deal?
Try our free calculator now to see detailed monthly cash flow, tax breakdowns, and 10-year projections.
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